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Ontario Tech acknowledges the lands and people of the Mississaugas of Scugog Island First Nation.

We are thankful to be welcome on these lands in friendship. The lands we are situated on are covered by the Williams Treaties and are the traditional territory of the Mississaugas, a branch of the greater Anishinaabeg Nation, including Algonquin, Ojibway, Odawa and Pottawatomi. These lands remain home to many Indigenous nations and peoples.

We acknowledge this land out of respect for the Indigenous nations who have cared for Turtle Island, also called North America, from before the arrival of settler peoples until this day. Most importantly, we acknowledge that the history of these lands has been tainted by poor treatment and a lack of friendship with the First Nations who call them home.

This history is something we are all affected by because we are all treaty people in Canada. We all have a shared history to reflect on, and each of us is affected by this history in different ways. Our past defines our present, but if we move forward as friends and allies, then it does not have to define our future.

Learn more about Indigenous Education and Cultural Services

November is Financial Literacy Month (FLM)

Every November, we celebrate Financial Literacy Month! 

What is financial literacy?

Financial literacy is having the knowledge, skills and confidence to make responsible financial decisions.

  • Knowledge refers to an understanding of personal and broader financial matters.
  • Skills refer to the ability to apply financial knowledge in everyday life.
  • Confidence means having the self-assurance to make important decisions.
  • Responsible financial decisions refers to the ability of individuals to use the knowledge, skills and confidence they have gained to make choices appropriate to their own circumstances.1

Being financially literate can help Canadians to:

  • Decide how they will spend their money and meet their financial obligations.
  • Make sense of the financial marketplace and buy products and services best suited to their needs.
  • Manage their personal finances and plan ahead for life events, such as homeownership or retirement.
  • Ask and understand how they can benefit from local, provincial and national government programs and systems.
  • Assess the financial information and advice they receive from relatives and friends, professionals or the media.
  • Maximize the use of resources they have access to, including workplace benefits, private and public pensions, tax credits, public benefits, investments, home equity and access to credit.1

Task Force on Financial Literacy, Canadians and Their Money: Building a brighter financial future (2010)

What is FLM in Canada?

Under the direction of the Financial Literacy Leader, the Financial Consumer Agency of Canada (FCAC) helps co-ordinate the efforts of, and increase collaboration between, organizations from the private, public and non-profit sectors to promote financial literacy for Canadians of all ages. Strengthening the financial well-being of Canadians is the vision of the National Strategy for Financial Literacy—Count me in, Canada.

Throughout November, organizations and individuals from across the country are invited to participate in events aimed at helping Canadians learn how to manage their personal finances successfullly.

A complete list of events and resources offered by financial education providers is available in the Canadian Financial Literacy Database.

How do we recognize FLM?


We will be holding virtual financial literacy workshops from November 27 to 30. Each session, attendees will be automatically entered into a giveaway!

  • Budgeting 101 Presentation and Q & A: Hosted by Ontario Tech University SAFA
    • Monday, November 27: 1:15 to 2:15 p.m.
  • OSAP Repayment: Hosted by The National Student Loans Service Centre
    • Tuesday, November 28: 12:30 to 1:30 p.m.
  • OSAP 101 Presentation and Q & A: Hosted by Ontario Tech University SAFA
    • Wednesday, November 29: 1:15 to 2:15 p.m.
  • Building an Effective LinkedIn and Resumé: Hosted by the Ontario Tech University Career Centre @ Ontario Tech University SIRC Building Welcome Centre
    • Thursday, November 30: noon to 1:30 p.m. (in-person event only)     

Register for a session                        

Financial literacy workshops are also held throughout the year. Learn more about workshops.