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Ontario Tech acknowledges the lands and people of the Mississaugas of Scugog Island First Nation.

We are thankful to be welcome on these lands in friendship. The lands we are situated on are covered by the Williams Treaties and are the traditional territory of the Mississaugas, a branch of the greater Anishinaabeg Nation, including Algonquin, Ojibway, Odawa and Pottawatomi. These lands remain home to many Indigenous nations and peoples.

We acknowledge this land out of respect for the Indigenous nations who have cared for Turtle Island, also called North America, from before the arrival of settler peoples until this day. Most importantly, we acknowledge that the history of these lands has been tainted by poor treatment and a lack of friendship with the First Nations who call them home.

This history is something we are all affected by because we are all treaty people in Canada. We all have a shared history to reflect on, and each of us is affected by this history in different ways. Our past defines our present, but if we move forward as friends and allies, then it does not have to define our future.

Learn more about Indigenous Education and Cultural Services

Loan repayment

You must begin repaying your Canada and Ontario student government loans six months after you graduate, withdraw or stop being a full-time student.

After you graduate or leave school, you must contact the National Student Loans Service Centre and complete a consolidation agreement. This agreement will confirm:

  • The outstanding principal of all your student loans
  • The interest rate(s)
  • Your monthly payment amount

You can repay your Ontario Student Assistance Program (OSAP) loans as quickly as you like. The usual repayment period is 9.5 years; however, you may take up to 15 years for repayment.

While shortening your repayment period will result in higher monthly payments, you will save a significant amount of interest.

Learn more about OSAP loan repayment.